If referring to a PDF or similar file found on the internet, you should give the page number(s) in the in-text citation. Do not use the URL in your text. The example below refers to a pdf report on the Bank of England website.

According to the Bank of England (2023: 23) major changes in the financial sector, such as trading technologies and liquidity, have improved substantially. Indeed, the last decade has witnessed a substantial growth of “big data” financial technology.


Viimeksi muutettu: tiistai 24. lokakuuta 2023, 11.52